Liability insurance is something no one ever hopes to use, but is glad to have in case of an accident. One of the most valuable member benefits the Racquet Sports Professionals Association offers its certified members is a $6 million personal on-court insurance policy. With this policy, members are covered – while on court -against bodily injury to another player and damage to property not in the professional’s care, custody, or control. It does not cover injury to the professional or damage to their property.

This policy covers tennis professionals, pickleball, padel, and platform tennis applicants, along with certified members at all levels. An active and qualifying member’s insurance verification letter can be found at documents.rspa.net.

Not only do members receive personal coverage, but they also have the opportunity to purchase a variety of additional insurance policies. Our most commonly purchased policy is the “additional facility insurance” coverage. This policy extends your personal policy to any facility, club, school, HOA, etc., and covers them for up to $6 million in claims filed against them. Most entities request this from the member, so it is recommended that you check with your facility before purchasing this coverage to avoid spending money on a policy that is not needed.

This coverage can be purchased by certified tennis instructors, professional tennis applicants, all other racquet sport applicants, and certified members in all sports and at all levels.

Second to this is the non-member teaching assistant policy. This insurance policy allows a certified professional to add a non-member staff assistant to the liability policy provided by the RSPA. The assistant must be at least 18 years old, and the policy is active only while the certified member is on court or on the premises during the assistant’s teaching. The policy is void when the certified professional leaves the facility. This is a great option for members who, for example, run summer camps and have local college students assisting for a few hours a day.

Only certified tennis professionals and certified members in other racquet sports may purchase this coverage. Neither applicants nor certified tennis instructors are eligible for this policy.

Finally, an additional insurance policy that has seen increasing demand from our members is the sexual abuse and molestation insurance. This policy protects members against claims of sexual harassment or misconduct. Anyone who purchases this coverage must first complete an extensive course through one of our partnering organizations, along with a background check that runs the person’s information through the National Sex Offender Registry. The Safe Play course and background check do not substitute for these requirements.

This policy covers professional tennis, pickleball, padel, and platform tennis applicants, along with certified members at all levels.

Insurance can be a complex topic, so please don’t hesitate to reach out to our membership team with any questions about which additional policies you qualify for, which coverage may or may not be necessary, or if you need assistance ordering additional insurance. We work with Entertainment Sports Promotion as our insurance provider, and any policies not provided by the RSPA – such as tournament or camp policies – may be available through them.

Send an email to insurance@rspa.net or call 407-634-3050, option 2, and our team will gladly assist!