The RSPA has you covered

On-court liability insurance

What happens if your student trips over a ball on the court and breaks his ankle? As a RSPA member, we’ve got you covered!

The RSPA protects you against potentially devastating losses with on-court liability/bodily injury and property damage insurance that is included in your yearly membership dues. This covers certified, professional-level tennis teachers while practicing, playing, teaching or officiating tennis, pickleball and platform tennis in the United States, its territories, and Canada. The RSPA coverage does not include professional liability, workers’ compensation, and/or medical expenses.

In addition, you can also purchase additional insurance for your facility and non-member assistants.

As an RSPA-certified member, you may download a personalized insurance verification letter. The letter contains coverage details, including the policy number, effective period and a description of the on-court liability coverage. Click on “Insurance verification letter” below.

The term of the policy year runs from Dec. 31 to Dec. 31 of the next year. All additional insurances purchases are NON-REFUNDABLE and NON-TRANSFERABLE.

Personal Certificate of Insurance

Please Read Before Purchasing Insurance Product

The Personal Certificate of Insurance is your Insurance Verification Letter on an Accord form (official document that shows policy limits and information). This may be requested by an employer or place of work.

  • If purchasing the personal Certificate of Insurance, the document will be emailed to you once received from the insurance company. During the dues renewal period (November through February), allow up to 2 weeks for your request to be processed, so please plan accordingly. All other times of the year, additional insurance products have a turn-around time of about 2-3 business days.
  • This coverage does not cover personal LLCs or businesses.
  • All insurance purchases are non-refundable and non-transferable.

If you have any questions regarding additional insurance orders, please reach out to insurance@rspa.net or 407-634-3050, ext. 137.

Facility Insurance

Please Read Before Purchasing an Insurance Product
  • The Additional Facility Insurance includes a Certificate of Insurance on an Accord form (an official document that shows limits and policy information) that extends your liability coverage to a place of work, facility, school district, country club, etc. An individual policy must be purchased for each entity you are covering.
  • If purchasing additional facility insurance, the Certificate of Insurance will be emailed to you once received from the insurance company. During the dues renewal period (November through February), allow up to 2 weeks for your request to be processed, so please plan accordingly. All other times of the year, additional insurance products have a turn-around time of about 2-3 business days.
  • Please include the name of the facility that you will be insuring, along with the mailing address.
  • This coverage does not cover personal LLCs or businesses.
  • All insurance purchases are non-refundable and non-transferable.

If you have any questions regarding additional insurance orders, please reach out to insurance@rspa.net or 407-634-3050, ext. 137.

Nonmember Employee Insurance

Nonmember teaching assistants of certified members may apply for coverage under this policy. It is necessary for a certified member to submit the names of his/her assistants, plus $135 per assistant, to the RSPA World Headquarters. The nonmember assistant must be 18 years or older and the certified member holding the policy must be on the premises while that assistant is teaching; the nonmember coverage is void.

The RSPA policy does not provide club coverage and the club must secure its own liability insurance in its usual manner. The nonmember insurance fee is neither prorated nor transferable, and will cover the nonmember through the term of the policy year (from Dec. 31 to Dec. 31 of the next year). When adding nonmember assistants, the effective date for their coverage is the date the letter and proper payment to the RSPA World Headquarters are received. Reapplication must be made by the RSPA sponsor for the nonmember insuree each policy year in a timely fashion, since no notices or invoices will be sent as a reminder.

*Only Certified Professionals, Elite Professionals, and Master Professionals are eligible to purchase Nonmember Employee Insurance coverage. Tennis Instructor Applicants, Professional applicants, and Tennis Instructors do not qualify.

Sexual Abuse and Molestation Insurance

All active RSPA members in the United States, its territories, and Canada may purchase $1 million worth of sexual abuse and molestation insurance.

To obtain a certificate for the Sexual Abuse & Molestation insurance coverage, you will need to provide the following documentation. Unfortunately, the USTA Safe Play background check or training is not be substituted.

  • The individual must provide documentation of having attended a recent course of instruction regarding sexual abuse or molestation within the last 24 months. As an option, you may purchase the sexual abuse awareness training course through Abuse Prevention Systems at abusepreventionsystems.com or Ministry Safe at ministrysafe.com.
  • Individual must provide documentation of a recent nationwide background check performed within the last 24 months. The background check must include: National Sex Offender Registry, County of Residence Report, and Enhanced Nationwide Report. This can be obtained by calling Abuse Prevention Systems or Ministry Safe after completing their training.
  • Sexual Abuse & Molestation insurance coverage is not prorated, transferable, or refundable, and cannot be purchased to cover additional insured.

Send documentation to: RSPA Insurance Dept., 11961 Performance Drive, Orlando, Florida 32827, or email: insurance@rspa.net. Once we have received this information, you will need to call the RSPA insurance department to submit the payment and to order the certificate of coverage.

Please contact the RSPA Insurance Department for further information at insurance@rspa.net or 407-634-3050, ext. 137.

For information on health insurance options through Gallagher, please click here.

Liability Insurance FAQ

Your personal liability coverage is valid through your current paid through date. If you are on the quarterly payment plan, for example, you will have coverage through 03/31, then 06/30, 09/30, and then 12/31 as you make your payment. Those on the payment plan will not be able to purchase additional coverage. Membership dues, which include your personal policy, must be paid through the entire policy year to be eligible for additional insurance options

This letter outlines the coverage the member has and gives the policy number and effective date of the policy.

Legal liability insurance for an accident that takes place on the court and arises from the tennis professional’s playing, practicing, teaching, or officiating in tennis, pickleball, and platform tennis. The policy protects the professional from any claim filed against them by the injured student under the above mentioned circumstances.
Tennis Professional, Pickleball, Padel, Platform Tennis, and Squash applicants all receive personal on-court liability insurance upon application. Tennis Instructor applicants do not receive coverage upon applying, only upon completion of their certification is the insurance active.
Certified Professionals may add a Non-Member Teaching Assistant to their liability policy by remitting a $135 payment to the RSPA World Headquarters. The nonmember assistant must be 18 years or older and the certified member holding the policy must be on the premises while that assistant is teaching, otherwise the non-member coverage is void. The non-member insurance fee is nonrefundable is neither prorated nor transferable. When adding non-member assistants, the effective date for their coverage is the date the letter and proper payment to the RSPA World Headquarters are received by the RSPA Insurance Department. Reapplication must be made by the RSPA sponsor for the nonmember’s insurance policy in a timely fashion each year, since no notices or invoices will be sent as a reminder.
If it becomes necessary to report an accident, a member should call the World Headquarters immediately with all details of the accident and ask for Benny Moses, Insurance Department.
Yes. The RSPA liability policy includes liability insurance, while on-court, for bodily injury to others, and for damage to property not in the tennis professional’s care, custody, or control. It does not cover injury to the tennis professional, or damage to his/her property. The accident must have taken place on-court and arisen from the tennis professional’s playing, practicing, teaching, or officiating in pickleball ,Padel or platform tennis.

“ADDITIONAL INSURED” coverage may be purchased for a club, camp, etc., and can be added to an applicant’s or member’s policy. This does not mean that the club, camp, etc., is covered against any liability that might arise due to its own negligence or act. It simply means that the club, camp, etc., would be covered for any vicarious liability arising from an accident caused by any applicant or certified member or insured non-RSPA member (as stipulated in paragraphs II and III). If the club is held negligent, it could be sued separately and would not be covered by the RSPA member’s insurance and consequently still would need its own liability insurance coverage.

The cost to add an “ADDITIONAL INSURED” to the liability policy is $110 per facility (a Certificate of Insurance is included) for Certified Professionals. Certified Tennis Instructors may add an additional insured for $210 per facility. The additional insured fee is neither prorated nor transferable and will cover the additional insured through the term of the policy year (from Dec. 31 to Dec. 31 of the next year). Payment must be received at the World Headquarters with the request for additional coverage.

Paperwork for proof of additional insured coverage will take up to 48 business hours to be delivered via email in the form of a PDF; however, binder coverage will be in effect from the day that proper payment is received by the RSPA Insurance Department.

Facility coverage is NON-REFUNDABLE.

The territory of coverage is anywhere within the United States, its territories, or Canada. There is no coverage at this time for applicants or members who play or teach in other territories, or who do not legally reside or work in the territory of coverage.

Certified Professionals may purchase “SAM” insurance for $60 and Certified Tennis Instructors may purchase it for $160. This fee is neither prorated nor transferable and will cover the additional insured through the term of the policy year (from Dec. 31 to Dec. 31 of the next year). Payment must be received at the World Headquarters with the request for additional coverage. To obtain SAM insurance, members must complete Sexual Awareness Training and clear a background check through one of the RSPA approved providers. Upon completion of the materials, members will remit payment for the coverage and will receive a certificate of insurance as proof of their Sexual Abuse and Molestation insurance coverage.

SAM insurance coverage is NON-REFUNDABLE.

Liability Insurance provided by the RSPA is only active while a member is in good standing. If a member is suspended or dropped, that member’s liability insurance will become inactive until the issue is rectified.